Lloyd is experienced in working with (re)insurers at all stages, from start-ups to multinational listed companies. He has led teams in capital management, valuation, reporting, and risk, while also driving the development and implementation of innovative solutions to modernize actuarial and finance programs. His career spans diverse markets including South Africa, the UK, Malaysia, and more recently Bermuda, the US, and the Cayman Islands. This global exposure has equipped him with a deep understanding of results and operating models across different regulatory frameworks and jurisdictions.